Leading Factors of Economic Attitudes of Ukrainian Students

Abstract

The concept of ‘economic attitudes’ has different scientific interpretations and is considered in different contexts. The research attention of economic psychologists also focused on monetary behavior and money attitudes, their relationship with various psychological and economic phenomena. In particular, correlations were found between work values and attitudes towards money. Sampling of the study. 202 bachelor students of Ternopil Volodymyr Hnatiuk National Pedagogical University (faculties of Foreign Languages, History, Physics and Mathematics, Engineering and Pedagogy) took part in the study. The age of the respondents was 17.48 ± 0.62 (M ± SD), of which 89 were men and 113 were women. Procedure and tools. The study and analysis of student’s economic attitudes features were conducted on the questionnaire of rapid diagnosis of youth’s economic attitudes by O. Deineka, E. Zabelina. This questionnaire comprehensively characterizes the field of human economic attitudes, taking into account different areas of economic behaviour and socio-economic roles: owner (attitude to money, property, investment behaviour), consumer, entrepreneur and employee. Conclusions. Analysis of the survey results by individual factors allows us to conclude that the most significant in the overall picture of economic attitudes is the factor of economic planning (24.59 ± 3.75). It is the planning of one’s income and expenses that gives an understanding of control over one’s financial situation, which ultimately increases financial optimism.